Financial Goals Are Better Than New Year Resolutions
New Year’s resolutions are bogus. Let’s be honest, if you were serious about changing a habit, you would have done…
Tag: Budgeting
Developing Your Purchase Process
I’m finished with my Christmas shopping. I have never been successful at wrapping up my gift shopping before Thanksgiving. You’ll…
3 Mistakes that Eat Your Bank Account
How many times have you looked down your nose at a product or service with a lower price because you…
You Need an Emergency Fund
Don’t you hate it when people tell you what you need to do? Me too, but follow me on this…
To Buy or Not to Buy a Home During the Pandemic
It seems everyone is buying a house these days. At first it was just the distant acquaintance on social media.…
My Vote Against the iPhone 12
Though slightly delayed, iPhone season is upon us. Bottom line up front? I wasn’t sold. This is why. Purchasing Philosophy…
How to Cut Your Monthly Bills without Scams
How much are you paying for your SiriusXM subscription? Cell phone? Web hosting? Cable service? Have you ever considered negotiating…
Choosing the Budget Strategy that Makes Sense for You
In the previous post we covered the plans that should come before setting a personal budget. You should know why…
How to Plan Before You Set a Personal Budget
Choosing not to use a budget is like setting off on a trip without a plan. The more adventurous and…