Joe Orozco's Blog

One day I will go into the office because I want to, and not because I need to. This is the story of my journey to that point, along with all the lessons I wish I could have told my younger self to get there a little faster. Comments and guest posts are always welcomed.

An Update on My Experience with Ting

A year ago this month I wrote an article singing the praises of Ting. Lest you think that was a brief scam, I'm publishing my most recent bill here so you can see how much I'm truly saving on cell phone charges and, frankly, how much easier it is to read and understand this bill as compared to traditional carriers.

What's Wrong with Tithing?

Trent over at the Simple Dollar runs a weekly column that responds to reader questions on a variety of financially-related scenarios.
Recently the following question came through:

"My church requires me to tithe 10% of my income each year. I’ve been thinking about this a lot because it is really keeping me from achieving my financial goals.

Best Financial Advice Roundup for February 2015

Here are the articles that grabbed my attention over the past month. Miss anything? Leave me a comment!

16 Reasons Why Whirlpool Tubs Are For Suckers

This time, I’ve got some advice for those of you who may be thinking about putting a jacuzzi-style jetted whirlpool tub in their master
bathroom: Don’t do it.

Trust me, I’m the “proud” owner of one, and the cons far outweigh the pros. Read more.

21 Reasons Why Corner Lots Are For Suckers

What's the Difference Between Frugal and Cheapskate?

Growing up I knew a guy who was the epitome of cheap. Everyone knew him to be a penny pincher, so when you encountered him and his girlfriend eating from the same plate at a restaurant, you figured he was just up to his usual habits. I agree there's nothing wrong with sharing a meal. The problem is that when you put that example in the greater context of his habitual lunacy, well, you had to feel sorry for the girl.

No, they did not get married.

Interview Questions for Nonprofit Job Seekers

After you followed my advice on drafting a compelling résumé, you went and landed yourself an interview. Congratulations! Now it’s time to prepare a list of questions for the interview to show the employer you know something about the nonprofit field.

10 Reasons Not to Quit Your Day Job

This article appears, with permission, courtesy of Bob Bly Direct Response Letter,

Yesterday I was staring at the waste basket next to my desk, which was filled to overflowing, and it occurred to me that one of the things that irks me most about being self-employed is having to empty my own waste basket; when I worked for Westinghouse, a janitor I never saw did it for me every day after I had gone home from work.

My stuffed waste basket is a visual reminder that self-employment is not, as David Ogilvy said, all "beer and skittles."

How to Cut Your Bills without Scams

How much are you paying for your XM subscription? Cell phone? Web hosting? Cable service?

Have you ever considered negotiating your way to a lower rate? I'm guessing not if you're still reading, but hang with me for a bit. It's not as nerve-wracking or difficult as it sounds.

One More Way the Blind Get Financially Screwed

How much would you pay to scan a document into your computer? One dollar? Ten dollars? A hundred? Would you believe me if I told you there are companies that still charge blind people one grand for this task?

Best Financial Advice Roundup for January 2015

Here are the articles that grabbed my attention over the past month. Miss anything? Leave me a comment!

10 Life Lessons of Entrepreneurship - The Simple Dollar

When I started my own business several years ago, my primary goal was to surpass the five-year mark. I’d heard time and again that the majority of small businesses don’t survive past that point, and I was determined to defy the odds.

Do Not Rely on Higher Minimum Wages to Survive

In 2015 21 states will raise the minimum wage. This means 2.4 million Americans will enjoy a new average of $8 an hour, $0.75 above the federal hourly minimum.

Is that good news?