April 2015

How Much is that Trivial Costing You?

Last Friday I successfully resisted the urge to visit the Dunkin' Donuts in my office building.

I wish I could tell you it's because I've turned a new leaf on healthy eating.

Umm, have you ever had one of their biscuit sandwiches?

Okay, so maybe I am moving further along in my quest to be more financially responsible.

Seriously, their sausage, egg and cheese biscuit is no joke!

Fine fine. Perhaps I resisted the urge because I had enough food in my lunchbox to ward off fast food temptation.

Mental Rants Before the Dog

My class date at the Seeing Eye was confirmed for May 4. No, I don't plan on devoting pages and pages to my journey with the new dog, whose name shall be Rufus until we learn otherwise, but yes, I do plan on documenting at least part of the experience for the benefit of anyone later interested in learning more about what it's like to train at the Seeing Eye.

For the record, I am changing its name if I get something exceptionally fruity. If I come back and tell you its name is Dallas, you know it was for a good cause.

Expensive is not Always Best

Last Monday we touched on the pitfalls with taking the less expensive option. Sometimes you really do get what you pay for, but does that necessarily mean the most expensive option is better?

One of the areas where you're very likely to be financially manhandled is in the area of technology purchases. Take the laptop, for example. How many times have you gone into an electronics store and been blown away by all the elegant specs, many of which make no sense but really sound good!

The Dream Job that Got Away

I once had dreams of becoming like Bruce Springsteen. Now, at age 62, I write about him, go to his shows, sing along to his songs in my car, teach my children about his significance, use his works in my Wharton classes, and even serve as a Guest DJ on E Street Radio. But despite my earlier wishes to live a successful musical performer’s life, it’s not going to happen. I’m not Springsteen, and never will be.

And that’s OK.

Cheaper is not Always Better

Financially responsible people understand it is not always necessary to shell out hundreds, or even thousands, of dollars to get your hands on quality products and services. But, is that always true?

Where My Dog At?

So not long ago I decided it was maybe, possibly, potentially time to go back for a second guide dog. Gator passed away three years ago, and though I've gotten around just fine with a cane, there is an undeniable (perhaps an elevated?) sense of independence when you take hold of a harness and let a dog do the navigating.

Or, to put it more bluntly, it's nice to walk around crap instead of smacking into it. And, yes, there are benefits to discovering obstacles as a means of creating a mental map, but that's another prolonged discussion for a different post.

19 Things Your Suburban Millionaire Neighbor Won’t Tell You

Have you ever come across an article that really resonated with you? One of those pieces that makes you come back every so often to relive those feelings it inspired?

The other day I found myself rereading Len Penzo's 19 Things Your Suburban Millionaire Neighbor Won’t Tell You. It's an excellent piece if you're genuinely interested in financial independence. Actually, the blog is worth subscribing to if you're interested in financial independence.

A Tale of Two Sales Pitches

Some time ago I dealt with two distinct personalities regarding a front door installation. For the sake of anonymity we'll call them Bob and Jim. Bob is a sales representative for a national door and window installation company. Jim runs a local two-man home improvement operation. Their approach was about as different as sugar and salt.