January 2015

What's the Difference Between Frugal and Cheapskate?

Growing up I knew a guy who was the epitome of cheap. Everyone knew him to be a penny pincher, so when you encountered him and his girlfriend eating from the same plate at a restaurant, you figured he was just up to his usual habits. I agree there's nothing wrong with sharing a meal. The problem is that when you put that example in the greater context of his habitual lunacy, well, you had to feel sorry for the girl.

No, they did not get married.

Interview Questions for Nonprofit Job Seekers

After you followed my advice on drafting a compelling résumé, you went and landed yourself an interview. Congratulations! Now it’s time to prepare a list of questions for the interview to show the employer you know something about the nonprofit field.

10 Reasons Not to Quit Your Day Job

This article appears, with permission, courtesy of Bob Bly Direct Response Letter, www.bly.com.

Yesterday I was staring at the waste basket next to my desk, which was filled to overflowing, and it occurred to me that one of the things that irks me most about being self-employed is having to empty my own waste basket; when I worked for Westinghouse, a janitor I never saw did it for me every day after I had gone home from work.

My stuffed waste basket is a visual reminder that self-employment is not, as David Ogilvy said, all "beer and skittles."

How to Cut Your Bills without Scams

How much are you paying for your XM subscription? Cell phone? Web hosting? Cable service?

Have you ever considered negotiating your way to a lower rate? I'm guessing not if you're still reading, but hang with me for a bit. It's not as nerve-wracking or difficult as it sounds.

One More Way the Blind Get Financially Screwed

How much would you pay to scan a document into your computer? One dollar? Ten dollars? A hundred? Would you believe me if I told you there are companies that still charge blind people one grand for this task?

Best Financial Advice Roundup for January 2015

Here are the articles that grabbed my attention over the past month. Miss anything? Leave me a comment!

10 Life Lessons of Entrepreneurship - The Simple Dollar

When I started my own business several years ago, my primary goal was to surpass the five-year mark. I’d heard time and again that the majority of small businesses don’t survive past that point, and I was determined to defy the odds.